Designed for students of Grade 11 and 12, Level 3 – Uttam takes your financial wisdom to the next level. At this stage, learners explore deeper insights into the financial world—equipping themselves with skills not just to manage money, but to grow and multiply it smartly. This course builds a solid bridge between academic concepts and real-world financial decision-making. It's not just about understanding money—it's about making it work for you.
Set short-term and long-term financial goals, and create smart budgets using practical tools and strategies.
Understand shares, IPOs, and SIPs, and learn how to grow wealth by investing wisely.
Decode balance sheets, income statements, and cash flows to make sense of business performance.
Learn how income tax works, what deductions are available, and how to plan your finances better.
Get introduced to life, health, and general insurance, and understand how they protect your financial future.
Discover how money grows over time with interest and compounding, and why starting early matters.
Dive into the psychology of money to understand spending habits, emotional decisions, and how to think like a financially wise adult.