Welcome to Madhyam – the second step in your financial literacy journey! Specifically designed for students of Grade 9 and 10, this course simplifies money matters through engaging stories, real-life scenarios, and hands-on activities. It builds on your foundational knowledge and takes you deeper into the fascinating world of money, planning, saving, investing, and understanding how the financial world works around you.
Whether you're saving for your first smartphone or understanding how your family manages the monthly budget, this course empowers you with practical knowledge that lasts a lifetime.
In Madhyam, you'll discover the real power of money and decision-making. Here’s a glimpse into the exciting concepts and how you’ll explore them:
Learn how money is earned, saved, and spent through relatable stories and scenarios that highlight the importance of financial decision-making.
Master how to set Specific, Measurable, Achievable, Relevant, and Time-bound goals, and create a personal roadmap to achieve them.
Explore the difference between savings and investment, how interest works, and the benefits of starting early.
Understand what stocks are, how the stock market operates, and why companies offer shares to the public.
Learn to protect your money from fraud, understand how digital transactions work, and stay safe online.
Discover how world events influence financial decisions, prices, and your personal economy.
Explore how emotions, peer pressure, and advertising influence your spending habits and how to make conscious choices.