Are you financially safe? Or are you unknowingly falling into a wealth trap?
India’s household savings rate is 15–18%, while South Korea tops the chart at 34.4% — more than double!
Healthcare costs in India have doubled in 10 years, with medical inflation at 14% annually. A single illness can drain your savings if you’re uninsured.
Only 2.8% of Indians have a Demat account, compared to 55% of Americans. Lack of awareness, fear, and preference for traditional assets hold us back.
Banking frauds surged 166% in FY 2023–24 with ₹13,930 crore stolen. Mumbai alone lost ₹12,000 crore in 2024. Cyber scams are rising fast too!
50% of Indians have no retirement savings. Only 12% have a pension. Most fear running out of money in just 10 years post-retirement.
Only 4.98% of Indians filed tax returns in AY 2024–25, compared to 58% in the US. A weak tax base limits India’s economic growth potential.
Only 24% of Indian adults understand basic finance, ranking India 121st out of 144 countries — far behind countries like Norway, where over 70% of adults are financially literate.
Only 3–4% of Indians have life insurance, with penetration at just 3.7% of GDP — far behind countries like South Korea (99%) and Japan (90%).
FLP empowers individuals across India with practical financial knowledge through expert-led, engaging, and inclusive learning experiences.
At the Financial Literacy Program (FLP), we strive to educate and empower every Indian to make smart financial choices for a secure future.
Bridging the rural-urban financial knowledge gapPromoting budgeting, saving, investing, and credit awarenessEncouraging wise use of structured financial instrumentsDelivering interactive, real-world financial educationEmpowering individuals to contribute to national economic growthTailored Learning for Every Stage of Life.
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Introduces young learners to the basics of money management, savings, budgeting, and the importance of financial responsibility.
Equips teenagers with knowledge about investing, loans, budgeting, and smart financial planning for early independence.
Covers advanced financial strategies such as portfolio management, wealth building, and retirement planning.
Prepares trainers and educators to deliver impactful financial literacy lessons and promote financial education in communities.
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Prof. Bhavesh Rajani
Founder & Director, Bhagwati Education Institute Pvt. Ltd. (BEI)
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Welcome to our FAQs section! Here, we've compiled answers to some of the most common questions our users ask.
These courses are designed for students from grades 7 to 12. However, enrollment is facilitated through schools. Schools interested in implementing the program should reach out to us to initiate the process.
Yes, we offer flexible scheduling options to align with the academic calendar and availability of the school.
Costs vary, please contact us directly for customized pricing details.
Yes! Students receive a certificate of achievement after successful completion, which adds value to their academic and professional journey.
